Estimated costs in your area
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Burial
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Cremation
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Your Personalized Cost & Coverage Estimate
Your personalized summary
Your coverage request
Estimated monthly premium
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per month
A licensed agent will confirm this amount with you.
Typical burial planning may includeProfessional services, transfer to the funeral home, preparation, viewing and ceremony, a casket, hearse, service vehicle, and basic memorial materials.
Typical cremation planning may includeProfessional services, transfer, preparation, viewing or memorial service, cremation fee, cremation container, a basic urn, and memorial materials.
Every family’s wishes are different. Your agent can explain coverage options designed to help your beneficiary handle these expenses.
Cemetery property, burial plot, grave opening and closing, monument, flowers, obituary, and other third-party expenses may cost extra. Regional figures are planning benchmarks; actual provider costs and available insurance plans vary by ZIP code, age, health, carrier, and underwriting.
What Happens Next
Your assigned agent will call or text you
A licensed agent will contact you using the information you provided.
Have a pen and paper ready
Your agent will review your needs and provide up to three plan quotes for you to compare.
Review your options—there’s no obligation
Ask questions, compare the benefits and costs, and decide whether any option is a good fit for you.
A licensed agent will review your request, confirm options available in your area, and explain plans that may help cover these expenses.
Straightforward guidance
How final expense coverage works
Final expense insurance is generally a smaller whole life policy designed to help the beneficiary handle funeral costs and other final bills. Available benefits and premiums depend on age, health, state, carrier, and underwriting.
Answer three quick questions to see estimated costs and coverage options for your area.
Tell us your location, desired benefit, age, beneficiary, reason for coverage, contact preference, and contact information.
Submit your contact information
Your assigned agent will confirm the information you provided and contact you using your selected preference.
Receive your personalized estimate
Review estimated final expense coverage options for your area and desired coverage amount. Final rates and eligibility are subject to carrier approval and underwriting.
What costs can families face?
Funeral expenses can add up quickly
The latest national median study from the National Funeral Directors Association reported $8,300 for a funeral with viewing and burial and $6,280 for a funeral with viewing and cremation. Burial with a vault totaled $9,995. Cemetery property, monuments, flowers, and some other charges were not included.
Source: NFDA 2023 General Price List Study, the latest national median figures available. Actual 2026 prices vary by provider and location.
What these plans may help cover
Funeral home services, burial or cremation costs, a casket or urn, memorial expenses, medical bills, credit cards, and other final obligations—depending on how the beneficiary uses the benefit.